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Investment Philosophy

Each of our clients has a unique goal that requires a personalized investment strategy. Part of our process is to complete a thorough risk profile analysis on every client. The results of this analysis will determine the overall risk appetite of a client and assist us with guiding the client on the most appropriate investment solution for them.

We try to look at investments in different ways and offer our clients inflation-beating returns consistently.  We have a long-term view on investments and we believe that active management and diversification are the cornerstones of a good investment strategy

While every client has a unique goal there are certain themes that we have identified as the foundation of our client’s investment strategies. We have partnered with Sanlam Multi-Manager International (SMMI) to develop a range of model portfolios that complement our client’s existing portfolios.

A model portfolio is a basket of funds that are combined to provide an investment solution that aims to achieve a particular objective.  We have 3 model portfolios that we offer to Accatax clients, and the strategies can be broken down into the following:

Accatax Cautious  – CPI + 3%
Accatax Moderate – CPI + 5%
Accatax Worldwide Flexible  – CPI +6%

Our Investment Committee, led by Niel Hougaard (portfolio manager), meets quarterly to determine if any amendments should be made to the various model portfolios construction and where necessary, they are rebalanced. This ensures that the portfolio construction is always in line with the investment strategy.

The Accatax funds are available on the following platforms:

Glacier
Ninety One
PPS Invest

Accatax Cautious

The wrap fund aims to provide investors with stable income and a high level of capital stability. The probability of capital loss over the medium to long term is low. The fund will consist primarily of income-orientated assets with below-average exposure to equities (maximum of 40%). Investors in this fund should have a minimum investment horizon of 3 years. The fund is compliant with Regulation 28 of the Pension Funds Act, 1956.

To Download a Copy Of the Minimum Disclosure Document Click Here

Accatax Moderate

The wrap fund aims to provide a reasonable level of capital growth over the medium term. Investors in this fund are prepared to tolerate moderate fluctuations in the value of their investment over the short term. The fund will be diversified across all major asset classes with average exposure to equities (maximum of 65%). Investors in this fund should have a minimum investment horizon of 3 years or longer. The fund is compliant with Regulation 28 of the Pension Funds Act, 1956.

To Download a Copy Of the Minimum Disclosure Document Click Here

Accatax Worldwide Flexible

The wrap fund aims to provide a high level of capital growth over the long term. Investors in this fund are prepared to tolerate high fluctuations in the value of their investment over the short term. The fund will be diversified across all major asset classes with a strong bias towards equities (maximum of 100%) and can invest in South African and/or foreign markets up to 100% either way. Investors in this fund should have a minimum investment horizon of 5 years or longer. The fund is not compliant with Regulation 28 of the Pension Funds Act.

To Download a Copy Of the Minimum Disclosure Document Click Here